What's more, there's an Amazon product page with hundreds of ratings averaging out to 4.5 stars. I haven't tried YNAB myself, and CNET hasn't reviewed it, but the user ratings at AppSumo are overwhelmingly positive. That outfit (one of my favorite deal vendors) also offers a 60-day, money-back guarantee, something you rarely, if ever, see on software purchases. YNAB also offers free online classes to help you learn the software, deal with credit cards, and more.Īlthough your purchase gets you a single license, that's good for "all the the PCs and Macs in your home," according to AppSumo. ![]() From there, it helps you track your income and expenses, optionally using free companion apps ( Android | iOS) to record purchases and the like. The software (hereafter known as YNAB) guides you through four key rules that, when followed, should help you whip your finances into shape. And that's a one-time cost no subscriptions or other recurring fees. ![]() (Why do you think I became The Cheapskate?) Thankfully, there's a tool that can help, and it's on sale.Įnding today, AppSumo has You Need a Budget 4 (Win/Mac) for $30. To this day, I'm terrible at managing money. Wow, could I have used help with budgeting. Not to get all political or anything, but here's what I think all schools should teach: self-esteem, conflict resolution, and budgeting.
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